Some retirees have found a loophole in living costs… and it floats.
Instead of paying property taxes, utilities, and grocery bills, a growing number of seniors are trading their homes for cruise ships — and, for many, it’s actually cheaper.
Take Sharon Lane from California. She sold her house and committed to living aboard the Villa Vie Odyssey for the next 15 years. Between included meals, medical care, Wi-Fi, and entertainment, she claims her cost of living dropped by nearly 40%.
Or Victoria Carter and Kirk Rickman, a Canadian couple who ditched land life to cruise full-time. They rent out their house back home and use that income to cover almost all their costs at sea.
Why This Matters to You
Fixed costs vs. floating costs: With inflation hitting housing, some retirees are literally buying freedom at sea.
Travel as a lifestyle, not a luxury: Cruises cover housing, food, and entertainment — and still let you see the world.
Hack the numbers: Even if cruise life isn’t your dream, these retirees show how rethinking “normal” expenses can free up thousands for more travel.
There’s more than one way to retire smart.
You don’t have to book a cabin tomorrow, but you can start thinking differently about what your dollars can buy you — and sometimes, a little creativity unlocks a lot of freedom.
Need a little help brainstorming?
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