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Most people don’t miss retirement because they didn’t work hard enough.
They miss it because of a few quiet mistakes that compound for decades.
5 Reasons People Fall Short of a Comfortable Retirement
1. They save… but don’t plan for income
A balance feels good. Monthly income is what actually matters.
2. They underestimate taxes
What you earn isn’t what you keep — especially later in life.
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It also highlights common mistakes, such as tax mistakes, that can make a substantial differ-ence as you plan your well-deserved future.
3. They rely on one strategy
Dividends alone. Or bonds alone. Or “I’ll figure it out later.”
4. They don’t adjust as life changes
Healthcare, inflation, and timing matter more than people expect.
5. They wait too long to get guidance
Small tweaks early beat big fixes late.
Retirement isn’t about guessing right — it’s about planning early.
—Money Moves Team—
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